Health Reimbursement Arrangements (HRA)

Consumer-Driven Health Plans featuring HRAs give employees more control over how their health care dollars are spent while helping employers manage their health plan costs.

HRAs are tax-advantaged accounts funded by an employer for employees to use to pay for eligible health care expenses (for example, health plan deductible and coinsurance amounts) as defined by the employer. Funds remaining in the HRA at the end of the calendar year can roll over to the next year, an incentive for employees to use their personal HRA wisely.

To assist your employees in making health plan and health care decisions, several web-based tools are available, including:

• CoverageAdvisor^SM helps determine which health plan best meets their needs.
• Healthcare Advisor^SM helps employees better understand their treatment options to make an informed decision.
• Treatment Cost Advisor^SM helps evaluate the cost of a condition or service.
• A health risk assessment helps employees evaluate their current health status and take action for improving their health.
• Educational health and wellness information, self-help tools and discounts on many health care services through BlueHealth Advantage.