Health Plans for Farm Bureau Members Under Age 65*
Choosing the right health plan to suit your health and financial situation
is important. If you are not eligible for health coverage through an employer
group plan, you can enroll yourself or your family in one of our individual
plans.
We offer Farm Bureau members in Nebraska a wide variety of health plans, so you're sure to find
one that meets your family's needs, all backed by the security and protection
of Blue Cross and Blue Shield of Nebraska health care coverage. As an added
convenience, monthly premiums can be automatically withdrawn from your checking
or savings account.
SAVE MONEY! You can save 30 percent on your monthly premium (excluding Short-Term Medical)
if you haven't used tobacco products for at least 12 months.
BlueEssentials is a set of budget-friendly plans that cover your essential health
care needs and give you the options you want. BlueEssentials offers affordable
plan options that give you coverage for inpatient and outpatient hospital services,
physician’s services, prescription drugs and much more! With BlueEssentials,
you also have the option of choosing calendar year deductibles or membership for
single or family coverage.
You need health care coverage, but you’re concerned that you won’t
be able to afford it. You want protection against hospital and doctor expenses,
but don’t need coverage for certain types of medical care. If that describes
your situation, our BudgetWise coverage – exclusively for Farm Bureau
members – could suit your needs. BudgetWise offers streamlined coverage
at an affordable price. BudgetWise+ offers seven benefit options and prescription
drug coverage.
BluePreferred and BudgetWise High Deductible Health Plans (HDHP), combined with
a Health Savings Account (HSA), are for people like you: people who don’t
like the high cost of health coverage and want to control their financial future.
Instead of paying for traditional, high-cost health insurance, enroll in a lower-cost
HDHP, take the money you save on monthly premiums and invest in a tax-free savings
account.
Whether you’re a recent graduate looking for your first job or a seasoned worker in between jobs,
you need temporary health care coverage
until you are covered under an employer’s plan. With Short-Term Medical
Plan coverage, you have your choice of three deductible options so you can select
the plan that best fits your budget.
BluePreferred is a Preferred Provider Organization (PPO) plan. With our PPO coverage,
you pay less in deductible and coinsurance when you use the hospitals and doctors
in the plan's provider network.
Now, you can get quality health insurance at a price you can afford. With BluePreferred
Basics you’re covered for basic health care services and you enjoy low monthly
premium payments. BluePreferred Basics offer affordable plan options that give you low
monthly premiums, a range of deductibles to suit your needs, a $1 million contract
benefit maximum and much more!
If you have any questions, or would like additional information, call your
Farm Bureau agent.
*In order to be eligible for these plans, you must be a Farm Bureau member in Nebraska.
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